Malaysia School Textbooks link (2021)

 I think due to MCO , this one got shared out. 

Main Link

screenshot of page , with all links from Year1 to year6 primary + secondary 1 to 5.

Hello Hellogold , Bye

Was trying out Hello gold last year. By luck i guess ,i dumped a bit more within Oct/Nov . Now the price is declining back. So reap the sow first. Then wait for price to dip further down if i want to buy again.

Making RM70 bucks not a big deal , but mathematically 12% for just dumping deposit in for couple of months;  not bad and also using some Boost voucher to get reduced charge over 3 months if i remember correctly.

So Hello gold charges some fees yearly too. And also included some slight charges when you deposit, withdraw. Transferring back to bank doesn't charge anything. Got my first withdraw in bank already.

And notice the Buy and Sell gap is pretty high. It's not stock , but the platform is making quite a cash via transactions in/out.

So i'll park and observer first. 

Accumulate some capital for investments opportunities.

                                            

TENAGA share dip JAN07 2021

 Was watching this one dip, then i hesitated. 

Endin with 10.52. Was like damn , my target was 10.2 to enter. 

Anyway, it's a good lesson and experience. If i feel it, just act LOL

2020 Review: Almost ending of year of Covid19

 Realized i've been on another year of hiatus. Since Apr the post was done while in the very first lockdown in M-land. 3 months later we went back to work , business as usual. Then the case got worse and we went back to conditional lockdown , work from home.

Not an easy year. 

One whole year of hard laboring at Tx project, only to be a sacrificial scapegoat.*it's interesting to view from outside how this crap works. everyone just talk and waiting for the g0at to do all the task :X

Let's do a yearly review and status update:

• Moving into Q3 , got thrown into a Cloud project, lots of ups and downs. So occupied with new work learning curve, adapation. Last week Friday the whole thing sort of wrapped up. So now is the cool down period and catch up time for me to review the year changes.
• 
  
• Career: i think got another 2-3 safe years left in OK zone. There is still like a last straw kind of thing in my position ..since im in a global resource ...so thats like the last resort. Pondering if lecturing is the good path for me to go down into..need to really think about it. Pros Cons, feasilibity of getting there, benefits in long run. 

• Jumped out from a toxic work group. Entered a new playground, learning the ropes.. future unsure at the moment but not as bleak and guttered as previously. Hopeful not to be sent there. Buddy at other group got promoted (good news, hope it changes some game later on)
• 
  
• Holiday: Had a family travel with wifey and family to Japan. It's a great experience, totally worth it. Repercussion lashed at work place like 3 months later on my review. -yes, you got bad grades cause you took leave (wtfish_ =.=). Timing is actually quite good, since it happened right before total lockdown, now nobody can fly (poor airasia).
• 
  
• Ported from cheap UM to Maxis post paid. My goal is to get into prepaid line... now its a RM35 line, +RM5 for unlimited hotspot ..wtf is this deal. with Postpaid RM60 hotlink and special data im still burning thru RM10 -10Gb easily.. Maxis line is much more stable than UM , but still abit weak at home. Can it be related to hotspot and multiple tethering of more than 2 devices ?
• 
  
• Dropped broadband plan in Jun/July. Saving each month RM9x .. paid like RM30 monthly for extra data due to WFM. so still a win to me.
• 
  
• Burned out the laptop i converted. the kiddies are very destructive :( ... 
• 
  
• Health: Took up exercising regularly again 3 months ago during MCO . Annual health check all ok - except for fatty liver (again) and hi cholesterol (again) .. wat the heck... i think i need to turn like 50% vegetarian to achieve this crazy level of 'healthy'. Still being asked to lose weight more (ok challenge accepted ). May consider a different hospital to get a 2nd opinion. I felt the healthiest these few weeks in the past years (been doing jogs like typically 4-5 times a week).
• 
  
• Investment - thinking of stock trading. much to learn. (see below)
• Fun time - missed POE alot, didn't really have much time for it. but its such a good old time.

Now:

Having abit more spare time now, looking into serious study of stock watching. Eventually need to try and get burn (hopefully not much).  

Tried hello gold - not really rewarding. 

Tried stashaway - soso,  abit boring (3% yield in 3 months not bad_

First step done: open a CDS nominee account with RakutenTrade

Now another first: looking for opportunity to do first trade/buy . current market is a scary volatile place, due to the pandemic, so let's see first.

I like lowyat forum, lots of reading can be done there.

KLSE screener is my goto place now, as a watcher.

https://www.klsescreener.com/v2/watchlists/index/?name=NooB

I like this analogy, hunter and farmer. The best is to get hybrid profile as a balanced investor kan2.. since FD rate really sucks at this moment .. 1.9 - 2% ...hmm...

https://www.mrtakoescapes.com/farmers-hunters-and-investing-for-financial-independence/

Noob learning links; read the intro at Rakuten it's pretty layman.

https://bursaacademy.bursamarketplace.com/en/article/equities/for-the-investor-in-you-knowing-is-everything

https://dividendmagic.com.my/stock-investment-malaysia/

https://www.mrfreeat33.com/this-dividend-stock-is-cheap-time-to-buy/

https://www.rakutentrade.my/it-s-a-kind-of-dividend-magic#Noticeboard

need to pickup the jargons/terms , do more readings i suppose

https://forum.lowyat.net/topic/4922786

Vampire's fall: origins (android game)

image from google playstore

What to do during MCO time? Stay home and game , well that is when kids no need my attention.
Anyway, this one is quite a good one and brings back memories of turn based RPG + diablo-ish feels. Story is pretty good too.

 It's an open world RPG so , you also get the freedom of running around as you like and probably encouraged to. So resembles Fallout 1/2 series a little as well. Combat is a turn based style and don't expect great graphics here.

                                                                                 image from google playstore

Another great thing is the game is pretty F2P and the ad/game store concept is pretty cool. Try it to experience it i would say. The game conversation is not as bold/punky as fallout else it would be gold standard.

If playing casually i think this will take up ~2 weeks time, abit lesser if going for main quest only or if you look around reddit /google for walkthroughs.