Since returning to Malaysia office been crazy busy. Issues tenders and house works etc.. One Friday I got into accident. Was driving the lil axia on my way to work. Lorry uturned very fast and had to hit emergency brake and hit the motorbike in front. He seems to have small cut on his left wrist. Elderly Chinese man wearing construction suit. He check his motor and me to inspect his body for injury. Nothing visible and asked rm500 settlement. Being 6am in morning I agreed. Next on same day his daughter start contacting asking for hospital fee, motor repair fee can't cover and compensation when he can't work due to injury.
Contacted friends and lawyer. Normally it should settle outside below rm300. This amount being the saman if you go report polis. And by right the settlement stops when party a paid to party b. So this becomes more like a blackmail. The accident report should be made within 24hr.
Went to lodge report and explained on the accident. The police station will file a report and transfer me to traffic department to get statement. Sarjan there will record statement and explain on saman rm300. Since car is also damaged he say we should capture photo to claim for repair (suppose the motor claim). This should be done within 2weeks of report time during their operating hours. Then buy the report for rm4 at the traffic police station.
In summary :
Settle outside below rm300. (I make a mistake of being too sympathetic)
Lodge report if other party want to pursue further claim.
Pay summon rm300. If settle outside fee paid and then lodge the report, Sarjan explain that he will request to return the settlement fee and reporter can claim car or motorbike insurance of other party.
Wife told if driving car that don't insure you.(during register can put more driver) then another rm300 charge to car insurance.
Hole this info helps others as well. Been driving almost 20 years and first time lodging accident report. 😔
